Effective Date: May 22, 2026

Accentuate Mortgage LLC values your privacy and is committed to protecting your personal information. This Online Privacy Policy explains how we collect, use, share, and protect nonpublic personal information (“NPI”) obtained through our website and in connection with mortgage-related services.

We maintain administrative, technical, and physical safeguards designed to protect the confidentiality and security of your information and to comply with applicable federal and state privacy requirements.

INFORMATION WE COLLECT

Information You Provide Directly

We may collect information you provide through online forms, applications, email inquiries, phone conversations, or other communications with us. This may include your name, address, phone number, email address, Social Security number, employment information, income, assets, debts, and other financial or personal information necessary to provide mortgage-related services.

Information About Your Transactions With Us

We may collect information related to your loan inquiry, application, account history, communications with us, and other interactions involving mortgage products or services.

Information From Third Parties

We may collect information from third parties as permitted by law, including credit reporting agencies, employers, financial institutions, verification providers, service providers, investors, lenders, and other sources used to evaluate eligibility, verify information, process applications, or provide services.

Website and Technical Information

When you visit our website, we may collect certain technical information, such as your IP address, device type, browser type, operating system, pages viewed, time spent on the site, referring website, and interactions with forms or website features. This information is used to help secure, maintain, and improve our website and services.

COOKIES AND TRACKING TECHNOLOGIES

Our website may use cookies, tags, pixels, analytics tools, and similar tracking technologies to operate the site, improve functionality, analyze usage, enhance user experience, and support website security.

You may be able to control cookies through your browser settings. However, disabling cookies may affect the functionality or performance of certain website features.

HOW WE USE YOUR INFORMATION

We may use the information we collect to:

• Respond to inquiries and communicate with you
• Provide mortgage-related services
• Verify your identity and the information you submit
• Process applications and evaluate loan eligibility
• Obtain credit reports, employment verification, income verification, and other required documentation
• Maintain internal business, compliance, and regulatory records
• Comply with legal, reporting, licensing, audit, and regulatory requirements
• Protect against fraud, unauthorized access, and other security risks
• Improve website performance, functionality, and user experience

INFORMATION WE SHARE

We do not sell your nonpublic personal information. We also do not share your information with non-affiliated third parties for their own marketing purposes.

We may disclose information as permitted or required by law, including to:

• Service providers who assist with mortgage processing, underwriting, compliance, technology, document preparation, verification, or related services
• Credit reporting agencies and verification providers
• Investors, lenders, title companies, appraisal management companies, insurance providers, or other parties involved in mortgage transactions
• Government agencies, regulators, law enforcement, courts, or other parties when required by law
• Technology, analytics, cybersecurity, and website vendors that support our website and business operations
• Other third parties with your consent or as permitted by applicable law

DATA RETENTION

We retain personal information only for as long as necessary to fulfill the purpose for which it was collected, provide services, maintain business records, comply with legal and regulatory obligations, resolve disputes, and enforce agreements.

THIRD-PARTY LINKS

Our website may contain links to third-party websites or platforms, including mortgage application portals or service providers. We do not control and are not responsible for the content, security, privacy practices, or policies of third-party websites.

When you leave our website, the privacy policy and terms of use of the third-party site may apply. We encourage you to review the privacy policy of any website you visit.

PROTECTING YOUR INFORMATION

We use reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

YOUR PRIVACY RIGHTS AND CONTACT INFORMATION

You may contact us with questions about this Online Privacy Policy, our privacy practices, or to request access to or correction of your personal information, as permitted by applicable law.

CHANGES TO THIS POLICY

We may update this Online Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date. Your continued use of our website after changes are posted means you acknowledge the updated policy.

Accentuate Mortgage LLC | NMLS #2795056
NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2795056